Dallas Homebuyer Assistance Program (DHAP):
- Purpose: financial assistance for low- and moderate-income homebuyers in Dallas
- Eligibility: U.S. citizen, permanent resident, or eligible immigration status with valid social security card
- Annual household income: at or below 80% of the Area Median Income (AMI) for household size
- Assistance amount: up to $60,000 in high opportunity areas and $50,000 in all other locations in Dallas
- Housing payment: may not exceed 35% of buyer’s monthly gross income
- Home maximum sales price: $271,000 for existing properties and new construction
Targeted Occupations Homebuyer Assistance Program:
- Purpose: homeownership opportunities for those in educational instruction, healthcare, and protective services occupations
- Eligibility: U.S. citizen, permanent resident, or eligible immigration status with valid social security card
- Homebuyer incomes: above 80% and not exceed 120% of the AMI for household size
- Assistance amount: up to $50,000
- Sales price limit: none, determined by mortgage lender based on borrower’s mortgage qualifying income and credit
- Housing payment: may not exceed 35% of buyer’s monthly gross income
Anti-Displacement Homebuyer Assistance Program (DHAP 10):
- Purpose: homeownership opportunities for current Dallas residents who have lived within the city limits of Dallas for at least 10 years collectively
- Eligibility: U.S. citizen, permanent resident, or eligible immigration status with valid social security card, current resident of Dallas with at least 10 years of residency within the city limits
- Homebuyer incomes: between 50% and not exceed 120% of the AMI for household size
- Assistance amount: up to $50,000
- Sales price limit: none, determined by mortgage lender based on borrower’s mortgage qualifying income and credit
- Housing payment: may not exceed 35% of buyer’s monthly gross income
Other information:
- All programs require an executed real estate sales contract and mortgage lender approval for a first lien mortgage loan
- Programs are in accordance with federal, state, and local laws and regulations
- Resource: Housing Neighborhood Revitalization
- Categories: Programs
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